摘要我国自古以来就是农业灾害发生最为严重的国家之一，而农业保险作为分散农民生产风险、补偿经济损失、稳定农民收入和改善农民生活的重要的非价格农业保护工具和有效的农业风险管理手段理所应当地要充分发挥其功效。然而我国目前政策性农业保险的补贴效率不高，产业结构投入不合理，省级区域性差距大，造成大量的资源浪费。本文主要是通过DEA静态分析和Malmquist静态分析从实证角度分析我国补贴效率不高的原因，主要是从制度分析、规模分析和综合分析三个方面对其进行分析研究，最后得出对于规模报酬递增的省份要增加政府补贴力度，对于规模报酬递减的省份要进行制度创新，因地制宜实施农业保险财政补贴政策，承认差异的存在并且实行差别费率以及发挥标杆省区的示范作用的结论。42793

关键词  农业保险;  财政补贴;  DEA模型;   效率评价

毕业论文 外 文 摘 要

Title    Analysis on the efficiency of agricultural insurance subsidy in China                                              

Abstract

Since ancient times, China is one of the countries with the most serious agricultural disasters.The agricultural insurance as an important non price agricultural protection tool and an effective agricultural risk management method as dispersing the risk of farmers, compensating for economic loss, stabilizing income of farmers and improving the life of farmers  ought to give full play to its function.However, the subsidies efficiency of China's current policy-guided agricultural insurance is not high, the investment of industrial structure is unreasonable, the provincial regional gap is large, resulting in a large amount of waste of resources.This paper is through the DEA static analysis and Malmquist dynamic analysis to analyze the causes of the efficiency of China's subsidy is not high from the empirical point of view,mainly from the three aspects including the system analysis, scale analysis and comprehensive analysis to analyze and research.Finally conclusions are drawn that for the provinces increasing returns to scale should increase the intensity of government subsidies, for the provinces decreasing returns to scale should innovate something about institution, implement financial subsidy policy of agricultural insurance according to local conditions, recognize the existence of differences, implement differential premium rates and play the demonstration role of benchmark provinces. 

Keywords  agricultural insurance; fiscal subsidies; DEA model; efficiency rating

目   次

1 引言1

1.1 问题的提出 …1

1.2 研究的意义 …2

1.3 文献综述 2

1.3.1 国内研究状 2

1.3.2 国外研究状 3

1.4 研究的主要内容和方法 4

2 相关概念概述  6

2.1 农业保险财政补贴 6

2.2 农业保险的作用 …6

2.3 农业保险的多种模式 …7

2.3.1 联办共保模式 …7

2.3.2 相互式保险模式 7

2.3.3 共保体保险模式 7

2.4 农业保险财政补贴的经济学分析 8

2.4.1 农业保险的准公共物品属性 …8

2.4.2 农业保险的正外部性 8

2.4.3 供给需求曲线 …9

3 我国农业保险财政支持的现状 …10

3.1 我国农业保险财政支持的进步  10

3.2 我国农业保险财政支持的不足  11

4 农业保险财政补贴的效率理论分析 …12

4.1 补贴效应 … 12

  4.2 补贴方式 … 12

  4.3 补贴规模 …13