我国城市商业银行会计运营操作风险研究
关键词 城市商业银行 会计运营 操作风险
毕业论文外文摘要
Title STUDY ON THE OPERATIONAL RISK CONTROL OF URBAN COMMERCIAL BANKS ACCOUNTING OPERATION
Abstract
With the deepening of economic globalization, competition among banks in China becomes more and more complicated and intense. Operational risk events have occurred in recent years, giving the banks a big loss for the stable development, China's city commercial banks, as the banking sector and an important part of special group, compared with State-owned banks and other big banks, weak anti-risk capability, wants to rapid development of good, must be reasonable to avoid operational risk. Accounting operations as the first line of banking, operations complex and trivial, is an important risk causing operational risk. This article studies China's city commercial banks operation risks, combined with the qilu Bank major risk events taking place in 2010, the present situation of city commercial bank's accounting operations risk and analyze the problem and facing problems of regulatory risk countermeasures and suggestions.
Keywords commercial bank accounting operations operational risk
目 次
1 引言 1
2 商业银行会计运营操作风险相关概念概述 2
2.1 商业银行风险 2
2.2操作风险 2
2.3会计运营 3
2.4商业银行会计运营操作风险 3
2.5文献综述 4
2.5.1国外文献综述 4
2.5.2国内文献综述 4
3 我国商业银行会计运营操作风险状况与问题分析 6
3.1我国商业银行会计运营操作风险现状 6
3.2我国商业银行会计运营操作风险构成情况 7
3.3现有商业银行会计运营操作风险管理存在的问题以及成因 8
3.3.1会计运营操作方面 8
3.3.2风险控制方面 9
3.3.3人员管理因素 10
4 对我国商业银行会计运营操作风险管理建议 12
4.1健全完善风险管理制度体系建设 12
4.1.1修订和完善现行会计运营规章制度 12
4.1.2加强资金风险管理制度 12
4.1.3构建科学合理的内控制度 12
4.1.4及时修订努力保持制度的有效性 13
4.2完善监测预警系统 13
4.2.1建立监测预警处理机制，规范和强化流程控制 13
4.2.3严格规范监测预警责任制 13
4.2.4加强对关键岗位和人员的监督 14
4.3优化人力资源，建立企业内控文化 14
4.3.1优化人才结构 14
4.3.2提高人员素质 14
4.3.3建设会计运营操作风险内控文化 15
上一篇：企业间委托贷款的博弈问题研究
下一篇：红利分配政策的影响因素的研究